Confirm city limits and search Nassau County's building portal or the applicable municipal system by parcel and address. Review permits, inspection status, and underlying documents for additions, reroofs, pools, enclosures, accessory structures, manufactured homes, electrical work, and storm repairs. For unincorporated property, the county Building Department handles floodplain permits for development in designated special flood-hazard areas. Fernandina Beach and other municipalities may maintain separate files. The Property Appraiser map helps locate the parcel and available elevation certificate, but assessment information does not establish final construction approval.
Keep flood and wastewater evidence separate. Save the current flood determination, elevation certificates, permits, substantial-improvement or damage correspondence if applicable, claims, photographs, inspections, and repair invoices. A special flood-hazard designation does not prove prior water entry. For private wastewater and wells, obtain the Nassau County health records, approved site plan, installation or repair permits, and any current inspection evidence. Verify whether the house uses public utility service or an onsite system rather than assuming service from nearby development. Coastal, river, and wetland context may require additional site review only when the mapped parcel and work make it relevant.
Price each path using verified tasks. Listing may require permit closeout, storm-repair documentation, septic service, an active safety or water-intrusion repair, cleaning, showings, and longer payment of insurance, utilities, taxes, and financing. A written as-is contract can shift some preparation, yet review deposit, diligence and cancellation rights, proof of funds, title objections, costs, closing extensions, possession, and contents. Ask who must supply a missing elevation certificate, resolve an inspection, or address a private-system question. Do not describe mapped exposure as actual loss without evidence from this home.
Compare selling options →